The Annual Percentage Rate (APR) is the rate at which your loan accrues interest and is based upon the amount, cost and term of your loan, repayment amounts and timing of payments. Some states entail laws limiting the APR that a lender is authorized to charge you. APRs range from 200% and more. Loans issued from states that have no limiting laws or loans from a bank not governed by state laws may impose an even higher APR. Lenders are legally required to show you the APR and other terms and conditions of your loan before you complete a loan agreement.
The operator of this website is not a lender, loan broker or agent for any lender or loan broker. We are an advertising referral service to qualified participating lenders that may be able to provide loans up to $2,500. Not all lenders can provide up to $2,500 and there is no guarantee that you will be accepted by an independent, participating lender. This service does not constitute an offer or solicitation for loan products that are prohibited by any state law. We do not control and are not responsible for the actions of any lender. We do not have access to the full terms of your loan. For details, questions or concerns regarding your loan please contact your lender directly. Only your lender can provide you with information about your specific loan terms, their current rates and charges, renewal, payments and the implications for non-payment or skipped payments. The registration information submitted by you on this website will be shared with one or more participating lenders. You are under no obligation to use our service to initiate contact with a lender, request for credit or any loan product, or accept a loan from a participating lender. Cash transfer times and repayment terms vary between lenders. Repayment terms may be regulated by state and local laws. Be sure to review our FAQs for additional information on any additional issues. These disclosures are provided to you for information purposes only and should not be considered legal advice.
Residents of certain states may not be eligible for some or all short-term, small-dollar loans. Residents of these following states; Arkansas, New York, Vermont, and West Virginia, are not eligible to utilize this website or service. The states serviced by this Website may change from time to time, without notice.
The operator of this website does not make any credit decisions. Independent lenders that you may be connected with may perform credit checks with credit reporting bureaus or obtain consumer reports, typically through alternative providers to determine credit worthiness and credit standing. By submitting your information, you agree to allow participating lenders to verify your information and check your credit. Loans provided by independent lenders in our network are designed to provide cash to you to be repaid within a short amount of time. The short-term loans are not a solution for long-term debt and credit difficulties. Only borrow an amount that can be repaid on the date of your next pay period. Consider seeking professional advice regarding your financial needs, risks, and alternative to short-term loans. Late Payments of loans may result in additional fees or collection activities, or both. Nonpayment of credit could result in collection activities. Each lender has their own terms and conditions, and renewal policies, please review their policies for further information.